SERVICES TO ADDRESS your priorities in life
Your financial objectives may range from accumulating wealth to planning for retirement to making your money last as long as possible through retirement. In fact, over the course of your lifetime, you will undoubtedly pursue all of these goals. With the full range of financial services we offer, we can help you be prepared for all the significant events of your life.
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Financial planning is not an investment product, but rather an ongoing process designed to help you achieve your goals by making smart decisions. It begins by evaluating your current financial situation, identifying and clarifying your goals, and then creating the appropriate plan for pursuing them. We look at planning through a wide lens and develop strategies designed to pursue your short- and long-term goals.
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Your goals and needs are unique, and we believe your investment strategy should follow suit. We offer access to a wealth of high-quality investment opportunities to fit your objective, whether it is growth, capital preservation, income or other factors. Using our extensive experience with the various choices for your portfolio, we can help guide you toward investments that are the right fit for your circumstances. Our offerings include stocks, bonds and other fixed-income investments, mutual funds, exchange traded funds (ETFs), annuities, separately managed accounts and more.
There is no assurance that any investment strategy will be successful. Investing involves risk and investors may incur a profit or a loss.
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Preserving your wealth and maintaining your standard of living are among your highest priorities. People are living longer today, so the possibility of spending 30 years in retirement requires careful planning and disciplined investing. We can create a plan for monthly distributions from your portfolio designed to preserve your principal. We can also assist you with longevity planning, required minimum distributions, income planning, tax strategies, asset preservation and reallocation, account titling and beneficiaries, multigenerational wealth transfer and charitable giving.
Asset allocation does not ensure a profit or protect against a loss.
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Whether it’s providing income for a spouse, educating children or grandchildren or leaving money to your favorite charity, proper estate planning can help ensure that your assets accumulated over your lifetime are preserved for the use you have intended.
Giving cannot only help the organizations you choose but can also generate personal tax benefits and advance your wealth management plan. We can help you with strategies that include private family foundations, charitable trusts, charitable gift annuities, pooled-income funds and donor advised funds.
Through our affiliate, Raymond James Trust, N.A., we offer a full array of trust structures, including charitable-giving tools that may also feature tax advantages. Whether your goal is to mitigate estate taxes, provide for loved ones, or dictate how you want your wishes to be carried out, we can help.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
